Terms of Service

Last updated: March 19, 2026

1. Acceptance of Terms

By accessing or using the Hfund platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. You must be at least 18 years old to use the Service.

2. Description of Service

Hfund is a cryptocurrency investment platform that pools user funds and deploys them through algorithmic trading strategies on the Lighter DEX. Users receive a share of trading profits based on their investment amount, user level, and lock period selection.

3. Account Registration

To use the Service, you must create an account by providing a valid email address, display name, and password, or by signing in with Google OAuth. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Providing accurate and complete registration information
  • Notifying us immediately of any unauthorized use of your account

4. Deposits & Withdrawals

Deposits are made in USDC (USD Coin) via Arbitrum or Ethereum networks. Deposits are verified on-chain and credited to your account balance. Withdrawals are subject to:

  • A minimum withdrawal amount of $50
  • No fee on balance withdrawals (a $3 fee applies only on contract maturity or early termination)
  • Two-factor email verification for security
  • Processing time as determined by admin review

You are solely responsible for providing the correct wallet address for withdrawals. Hfund is not liable for funds sent to an incorrect address.

5. Investment Contracts

When you create an investment contract:

  • The investment amount is deducted from your balance immediately
  • Contracts require admin approval before activation
  • Lock periods are fixed at 30, 60, 90, or 180 days from approval date
  • Minimum investment is $100
  • Profit share is determined by your investment amount, user level, and lock period
  • Total profit share is capped at 90%

6. Early Withdrawal

You may withdraw your investment before the lock period ends. Early withdrawal terms:

  • If the fund is in a loss position, you receive your full principal minus the $3 fee
  • If the fund is profitable, your earned profit is reduced based on elapsed time:
    • Less than 25% elapsed: 0% of earned profit
    • 25-50% elapsed: 10% of earned profit
    • 50-75% elapsed: 20% of earned profit
    • More than 75% elapsed: 30% of earned profit
  • The $3 contract fee applies

7. Profit Sharing

Profits are calculated based on the fund's actual daily trading performance on Lighter DEX. Your share is determined by your base profit share tier, level bonus, and lock time bonus. The fund retains the remaining portion as its operational fee. Hfund does not charge separate management fees.

8. Level System

Your level (Bronze, Silver, Gold, Platinum) is determined by your level score, calculated as the sum of (min(lock_days, 30) x contract_amount) for all your contracts, plus 10% of your referrals' level scores. The lock days multiplier is capped at 30. Levels affect your profit share bonus and referral commission rate. Levels are recalculated daily and may change based on score updates.

9. Referral Program

You may refer new users using your unique referral code. When a referred user's contract completes with positive returns, you receive a percentage of the company's profit from that contract. Referral rates range from 5% (Bronze) to 15% (Platinum) based on your level at the time of payout. Hfund reserves the right to modify or discontinue the referral program at any time.

10. Risk Disclosure

Cryptocurrency trading involves substantial risk of loss and is not suitable for every investor. You acknowledge and agree that:

  • Past performance does not guarantee future results
  • The fund's trading strategies may result in negative returns
  • You may lose some or all of your investment
  • USDC and other cryptocurrencies are subject to market volatility
  • Smart contract and platform risks exist
  • Regulatory changes may affect the Service
  • Lighter DEX solvency and technical risks may affect fund operations

11. Telegram Community & Support Bot

Hfund operates official Telegram channels for community engagement and support:

  • Telegram Community (t.me/hfundfinance): Official community channel for announcements, market discussions, and curated crypto news
  • Support Bot (t.me/hfundfinancialbot): AI-powered support bot providing 24/7 assistance with platform questions

The Telegram community is moderated by an AI system that automatically removes spam, scam links, phishing attempts, hate speech, and other harmful content. Messages deemed harmful may be deleted without notice. The AI moderator's decisions are final. By participating in the Telegram community, you agree to maintain respectful, constructive dialogue.

12. Prohibited Activities

You agree not to:

  • Use the Service for money laundering or terrorist financing
  • Create multiple accounts to circumvent limits or restrictions
  • Attempt to manipulate or exploit the platform's systems
  • Use automated tools to interact with the Service without authorization
  • Impersonate other users or provide false information
  • Interfere with the security or proper functioning of the Service

13. Limitation of Liability

To the maximum extent permitted by law, Hfund and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment returns. Our total liability shall not exceed the amount of fees paid by you in the twelve months preceding the claim.

14. Indemnification

You agree to indemnify and hold harmless Hfund and its operators from any claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or infringement of any third-party rights.

15. Account Termination

We may suspend or terminate your account at any time for violation of these Terms or for any reason at our discretion. Upon termination, your active contracts will be settled at current values and remaining balance will be made available for withdrawal.

16. Modifications

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or platform notification. Continued use of the Service after changes constitutes acceptance of the modified Terms.

17. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or the Service shall be resolved through good-faith negotiation, and if necessary, binding arbitration.

18. Contact

For questions about these Terms, contact us at: